The Balanced Category is tailored for more conservative investors who prefer a lower-risk approach. Applicants are required to invest NZD 10 million over a period of 5 years, with a minimum stay of 105 days in New Zealand during this time. For those looking for added flexibility, an additional investment of NZD 1 million can reduce the required stay by two weeks, allowing for a maximum investment of NZD 13 million and a stay of just 63 days. Acceptable investments include New Zealand-listed equities, bonds, property development, philanthropy, and any investments permitted under the Growth Category. There are no English language or age requirements, but applicants must meet New Zealand’s health and character standards to qualify.